20 Ways to Reduce Bills and Increase Income

Are you or someone you know struggling to pay bills?  

With the rising cost of rent, mortgages, utilities, transportation, food, entertainment, and other bills, there is no wonder so many Americans are looking for ways to reduce the cost of living.

To keep from guessing what benefits and resources exist to help connect people to discounts, benefits, and services, try connecting to these legitimate benefit screening tools, then apply for each service or support you may qualify for separately.

How to Save $$ on Benefits & Services: A REAL CASE STUDY

An Older Adult Woman with Approximately $1100 in Social Security Retirement Earnings Determined She was Eligible, Applied for, and Received the Following Benefits and Services, saving more than $2,000 per month in free and low-cost services.

She could be eligible for additional services, but these are the services she wanted and needed to live safely at home.

Start your benefit and savings search today by clicking the following online benefit screening tools to tailor the resources for which you may be eligible, and apply for each benefit/service individually. Be sure to keep track of due dates for reporting income and other required information to continue receiving services.

Happy benefit hunting!


Find benefits you may be eligible to receive and where to apply.

Contact your state social service agency for information about state benefit programs and more.

Find the right Social Security benefits.

“BenefitsCheckUp® connects millions of older adults and people with disabilities with benefits programs that can help pay for health care, medicine, food, utilities, and more.”

“PhRMA’s Medicine Assistance Tool (MAT) is a search engine designed to help patients, caregivers, and health care providers learn more about the resources available through the various biopharmaceutical industry programs. MAT is not its own patient assistance program, but rather a search engine for many of the patient assistance resources that the biopharmaceutical industry offers.”

“We offer financial assistance to help people with serious illnesses afford their out-of-pocket treatment costs and improve their quality of life.”

“Our organization has created a simple test for Americans, 65 and older to check their eligibility for Medicaid long-term care.”

“Over 400 programs provide financial assistance for elder care. Help comes from federal, state, and local governments, the VA, non-profits, private organizations, and as many as 50 other agencies.”

Photo Credit: Karolina Grabowska of Pexels

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