Short-term disability coverage provides a cash benefit to individuals who lose wages due to a disability. The amount and duration of the disability insurance coverage vary by state and territory.
Currently, only five U.S. states (California, Hawaii, New Jersey, New York, Rhode Island) and Puerto Rico offer temporary disability insurance. Generally, short-term disability insurance provides financial assistance to those who didn’t suffer a work-related injury.
Disability Benefits 101 by State (Employment, health coverage and benefits): Alaska, Arizona, California, Kentucky, Michigan, Minnesota, Missouri, New Jersey, and Ohio).
How to File for Temporary Disability
- State Disability Insurance (SDI) Claim in California
- Temporary Disability Insurance (TSI) in Hawaii
- Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) in Rhode Island
- How to Apply for Temporary Disability Insurance (TDI) in New Jersey
- New York Short-Term Disability Benefits (DBL)
- Temporary Disability Benefits for Non-Work Related Disabilities (Seguro Incapacidad No Ocupacional (SINOT)) in Puerto Rico