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Health Insurance

For those who income-and-asset-qualify for service, there is medical insurance available through the federal Medicaid Program. Medicaid is referred to by different names in different states. Some people receive Medicaid with a share of cost (which is the monthly amount one pays to obtain the service), and others receive Medicaid without a share of cost. Older adults and those with disabilities who qualify for Medicare may also qualify for Medicaid. These patients are referred to as dual-eligible or “Medi-Medi”. There are different types of Medicaid programs available, depending on the qualifying factors of those applying for service. There are also implications for applying for Medicaid services. It’s important to determine what the potential costs and other factors are for applying for service.

Medicare.gov lists ways to help pay for health care costs, including Medicaid, Medicare Savings Programs, PACE (Program of All-inclusive Care for the Elderly), lower prescription costs, programs available in U.S. territories, including Extra Help (Part D), Children’s Health Insurance Program (CHIP), and Supplemental Security Income (SSI): https://www.medicare.gov/your-medicare-costs/get-help-paying-costs

There are other low-cost to no-cost health insurance plans, including the Patient Protection and Affordable Care Act, also known as PPACA; ACA; Obamacare; Health Care Reform, among others.

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