Low Income Survivors to Thrivers
NEED FOOD? Contact the USDA National Hunger Hotline by dialing 1-866-3-HUNGRY, 1-877-8-HAMBRE, or texting 914-342-7744.

discounts in the U.S.

20 Ways to Reduce Bills and Increase Income

Are you or someone you know struggling to pay bills?  

With the rising cost of rent, mortgages, utilities, transportation, food, entertainment, and other bills, there is no wonder so many Americans are looking for ways to reduce the cost of living.

To keep from guessing what benefits and resources exist to help connect people to discounts, benefits, and services, try connecting to these legitimate benefit screening tools, then apply for each service or support you may qualify for separately.

How to Save $$ on Benefits & Services: A REAL CASE STUDY

An Older Adult Woman with Approximately $1100 in Social Security Retirement Earnings Determined She was Eligible, Applied for, and Received the Following Benefits and Services, saving more than $2,000 per month in free and low-cost services.

She could be eligible for additional services, but these are the services she wanted and needed to live safely at home.

Start your benefit and savings search today by clicking the following online benefit screening tools to tailor the resources for which you may be eligible, and apply for each benefit/service individually. Be sure to keep track of due dates for reporting income and other required information to continue receiving services.

Happy benefit hunting!


Find benefits you may be eligible to receive and where to apply.

Contact your state social service agency for information about state benefit programs and more.

Find the right Social Security benefits.

“BenefitsCheckUp® connects millions of older adults and people with disabilities with benefits programs that can help pay for health care, medicine, food, utilities, and more.”

“PhRMA’s Medicine Assistance Tool (MAT) is a search engine designed to help patients, caregivers, and health care providers learn more about the resources available through the various biopharmaceutical industry programs. MAT is not its own patient assistance program, but rather a search engine for many of the patient assistance resources that the biopharmaceutical industry offers.”

“We offer financial assistance to help people with serious illnesses afford their out-of-pocket treatment costs and improve their quality of life.”

“Our organization has created a simple test for Americans, 65 and older to check their eligibility for Medicaid long-term care.”

“Over 400 programs provide financial assistance for elder care. Help comes from federal, state, and local governments, the VA, non-profits, private organizations, and as many as 50 other agencies.”

Photo Credit: Karolina Grabowska of Pexels

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Battling the Rising Costs of Food, Gas, and Utilities: Connect & Save Today!

There has been an upward surge in the prices of nearly everything in the U.S.

According to Time.com, inflation remained near a 40-year high in August. While browsing Reddit, Quora, Facebook Help Groups, as well as other social media websites, along with first-hand experience in paying more for the cost of living, it has become apparent that many people who qualify for free and low-cost services are not all connecting to them to save BIG money. For those on limited or fixed incomes, learn how to reduce, or even eliminate, a number of bills.

Before reading further, Benefits.gov has a benefit finder screening tool that helps connect people in the U.S. to services and supports for which they may be eligible. Completing the Benefit Finder may be the quickest and easiest way to find out what you or someone you know may be eligible for. Even those who are in higher income brackets may find helpful services and supports to connect with using this free online screening tool. Older adults may connect to the NCOA Benefits Checkup screening tool to determine what services and supports for which they may be eligible. Find out what Social Security Administration benefits may be available by completing the free online Benefits Eligibility Screening Tool (BEST). Using these and other free online benefit screening tools are great ways to access information about free and low-cost resources in the U.S..

For those who are not able to meet their food purchasing needs, there are a variety of ways to get free and low-cost food around the country. Do you qualify for SNAP (aka food stamps)? Are you a college student? If so, find out more about SNAP rules for students. SNAP recipients may purchase SNAP-eligible items with free delivery without a PRIME membership, and qualifying government assistance recipients who would like one may be eligible for a half-price Amazon Prime membership.

Although gas costs have risen to record levels across the country, one can find the cheapest gas prices using Gas Buddy’s Gas Price Map. Other vehicle resources may also be located on the website. Some states offer discounted auto insurance for those who are lower income.

For those who are eligible for Medi-Cal, SNAP, TANF, and other public assistance programs, find out how to discount utility and others bills. Many people don’t realize they qualify for free or low-cost cell phone and service, Internet, and discounted electric, gas, and water bills. Instead of paying for cable, people often locate free or low-cost smart TVs and opt for free or low-cost streaming services. In some areas, people can request discounts from their trash and recycling companies. Looking for discounted or even free computers and training?

It is safe to assume that the cost of living will continue to rise, but due to helpful government assistance and other programs, services, and supports, it is possible to reduce our cost of living AND stress by connecting to free and low-cost services and supports around the U.S. for which we may e eligible.

Would you like further support in connecting to free and low-cost resources? Connect with Low-Income Survivors to Thrivers online to discover more ways to save. To speak with someone about local resource information, call 211, or go online. For those who are aging, disabled, and their care providers, contact the Eldercare Locator to connect to services in one’s geographic region. Those who have difficulty connecting to resources due to disability may connect to their regional Center for Independent Living for short-term resource coordination support.

Do you have a question, or would you like to provide free and low-cost resource information to be included at Low-Income Survivors to Thrivers? Please reach me online.

Happy Fall, and Connect & Save Today!

In health, wellness, and equity.

Yours truly, Jamie

Battling the Rising Costs of Food, Gas, and Utilities: Connect & Save Today! Read More »

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